Are trading profits software income?

Not automatically. Using software to trade does not establish that the resulting financial return is income from exploiting qualifying IP. Analyse the income and functions.

Is every algorithm or smart contract qualifying IP?

No. Original software expression, rights and the applicable asset category must be established. The nexus and net-income tests remain separate.

For fintech & blockchain companies

The Cyprus IP Box for fintech & blockchain companies

Assess proprietary fintech software for Cyprus IP Box while separating software income from financial, trading and other operating returns.

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Why it fits

Why fintech & blockchain companies qualify

Original program expression can qualify as software. An algorithm or financial method in the abstract is not automatically protected program expression. Identify rights in the actual code and any separately qualifying patent.

Review platform, smart-contract and protocol code and its rights.
Do not assume trading gains, interest or token proceeds are software income.
Calculate nexus from actual qualifying development expenditure.

Illustration at full nexus

~3%

15% × 20% = 3% on qualifying net IP income at full nexus, before other adjustments. A lower nexus raises the effective rate.

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What counts

Revenue streams to assess

Review the rights and functions behind each revenue stream. Only supported net income attributable to qualifying IP enters the relevant calculation.

Platform & SaaS fees

Recurring access to a platform you built and own.

Licence fees & royalties

Payments to use your engine, algorithms or protocol.

IP embedded in the price

The share of price reflecting your proprietary software.

Pure resale or unrelated trading income does not qualify, and marketing IP (brands, trademarks) is always excluded.

Who it's for

Built for fintech

Payments & neobanks

Proprietary ledgers, rails and platform software.

Trading & wealthtech

Matching engines, algorithms and risk software.

Blockchain & Web3

Protocols, smart contracts and node software.

Regtech & insurtech

Compliance, KYC and underwriting software you own.

Answers

Fintech & blockchain FAQ

Estimate your effective rate Cyprus IP Box for software & SaaS Check if you qualify first Read the full Cyprus IP Box guide

Get started

Talk to a Cyprus IP Box specialist.

Book a free, no-obligation assessment. We'll confirm whether you qualify, estimate your effective rate, and give you a fixed quote — confidentially, usually within one business day.

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IPBox Cyprus editorial team · Ebrovia Ltd · Updated September 27, 2026.